Life License Qualification Program (LLQP) Practice Exam

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Study for the Life License Qualification Program (LLQP) Exam. Prepare with flashcards and multiple choice questions, each question comes with hints and explanations. Get ready for a successful exam experience!

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How many months must a person be disabled before being eligible for Social Security disability benefits?

  1. 3

  2. 4

  3. 5

  4. 6

The correct answer is: 5

The correct answer is centered on the established waiting period for Social Security disability benefits, which stipulates that an individual must be unable to work for a minimum duration before qualifying for assistance. Specifically, the Social Security Administration (SSA) mandates that an individual must have a total of five months of disability before they can begin to receive benefits. This means that if someone becomes disabled, the first five months of their disability do not count towards the eligibility for benefits. Hence, if a person is disabled and applies for benefits, they must show that they have been continuously disabled for at least five full months. The waiting period is designed to ensure that only those individuals who are genuinely unable to return to work due to their disability are provided with financial assistance, helping to manage the program’s resources effectively.

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